About
Our Mission
We endeavour to provide a service that far exceeds expectation whilst ensuring that our process is transparent, offering regular communication to give peace of mind. We want to build long term relationships with our clients and their children, offering intergenerational financial planning.
Our Vision
We want to change the industry by leading from the front, blending technology into our processes to produce a more efficient, dynamic and engaging service. By operating a mainly digital service, we can serve any client in a personal way with more meetings and contact throughout the year.
Our Values
We believe that by endevouring to deal with all areas of financial planning and financial needs, we can give better advice than you would get from a specialist. At AAF, we constantly challenge how we work to ensure it constantly evolves and develops to suit our clients needs better.
We use our expertise and knowledge to help clients plan for the future and optimise their finances. Our background and experience began with helping clients prepare for retirement, save for the future and reduce tax. All Aspects Financial was then founded – with the belief that by considering and dealing with every aspect of our clients financial needs, we can deliver better advice and a better outcome for our clients overall.
4 Principles To Our Approach
Individuality
We recognise everyone is different, so it makes sense to be flexible in how we help you. You can expect to get the advice and service you need in the way you want
Impact
We put your interests at the core of what we do, keeping things simple, the process transparent and acting with integrity at all times
Innovation
Our creative and innovative approach sets us apart from competition. Thinking outside the box allows us to find alternative and often more efficient ways of achieve your goals
Impact
We deliver actions, advice and outcomes that yield the greatest impact for you, both now and the future.
Meet the team
Michael Nicolaou
Director DipPFS MP
Michael started his career working with Investments before moving into Financial Planning. As the founding partner of AAF, Michael’s focus is on delivering excellence to his clients and growing his business into a known brand.
He chose to settle in Newbury with his wife and two daughters, having grown up in the Hampshire region.
His hobbies include music, technology and spending time outdoors.
John McAllister
John McAllister
Adviser DipFA MP
Adviser DipFA MP
John has decades of experience in the Financial Services sector spending many years working for Banks. John specialises in problem solving and helping clients meet their objectives, regardless of complexity.
John recently moved to the countryside with his wife, so they could be closer to their daughter after she bought her own home.
He enjoys playing chess, reading and listening to podcasts while walking his two rescued greyhounds.
Virginia Harris
Office Manager
Virginia came from a background in account management before joining the firm. Virginia manages the administration and backoffice processes of AAF.
Virginia is an invaluable member of the team, whose charisma and focus bring energy to the team whilst ensuring the business processes operate smoothly.
She enjoys the outdoors, spending time with her friends and raising her young family.
The Technology
Fintuity are a technology company operating in the financial advice space. They specialise in making advice engaging, transparent and precise. Through the utilisation of automation and machine learning, what you can expect is a seamless, efficient and innovative journey into making the best of your financial circumstances
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The Guarantee
Fintuity guarantees the suitability of the advice given by All Aspects Financial when providing advice, providing a robust compliance framework and checking process to ensure the quality of the work fits good practice and represents the best possible advice.
The Experts
Within Fintuity, there are some of the most experienced technical experts in the industry, available to collaborate, consult and support in the delivery of our advice. By working as a Team, no client need is too complicated for All Aspects Financial.
The Investment Committee
At All Aspects Financial, we believe in choice and providing a holistic, whole of market approach to advice. When investments are concerned, Fintuity operates an investment committee that helps us analyse and monitor the investments we recommend and what is available on the market. As a result, you know you are in safe hands with a team working hard for you.
Let’s Talk About Your Project
Get in touch today so we can help you on the right financial path.