About
Our Mission
We endeavour to provide a service that far exceeds expectation whilst ensuring that our process is transparent, offering regular communication to give peace of mind. We build long term relationships with our clients and their family, offering intergenerational financial planning.
Our Vision
We want to change the industry by leading from the front, blending technology into our processes to produce a more efficient, dynamic and engaging service. By operating a mainly digital service, we can serve any client and offer more contact during the year.
Our Values
We believe that by endeavouring to deal with all areas of financial planning and financial needs, we can give better advice than you would get from a specialist. At AAF, we constantly challenge how we work to ensure it constantly evolves and develops to suit our clients needs better.
We use our expertise and knowledge to help clients plan for the future and optimise their finances. Our background and experience began with helping clients prepare for retirement, save for the future and reduce tax. All Aspects Financial was then founded – with the belief that by considering and dealing with every aspect of our clients financial needs, we can deliver better advice and a better outcome for our clients overall.
4 Principles To Our Approach
Individuality
We recognise everyone is different, so you can expect to get the advice and service you need, in the way you want
Impact
We focus on what is important to you, we keep the advice simple and ensure it makes a big impact
Innovation
Thinking outside the box allows us to find more efficient, effective and impactful ways to achieve your goals
Impact
We deliver actions, advice and outcomes that yield the greatest impact for you, both now and the future
Meet the team
Michael Nicolaou
Senior Partner
DipPFS MP
Michael started his career managing Investments before moving into Financial Planning.
As the founding partner of AAF, Michael’s focus is on delivering excellence to his clients and growing his business into a known brand.
He lives in Newbury with his two daughters, and enjoys music, running and spending time outdoors.
Luke Land
Partner
DipPFS MP
Luke operates as a Financial Adviser, Compliance Consultant and an expert on all things technical.
He is passionate about transforming the industry and focuses on a client centric approach in all the work he performs.
He loves playing football and enjoying long walks with his wife and his dog, Hazel.
John McAllister
Mortgage Team Lead
DipFa CeMap
John has worked in finance for over a decade He takes pride in helping clients in sometimes complex circumstances where they feel they cannot get a mortgage.
He enjoys studying and taking on new challenges, having qualified as a financial adviser.
He lives with his wife in the countryside, and enjoys spending time with family, traveling and playing chess.
Maria Peavoy
Office Administrator
Maria has over 30 years’ experience working in administration and financial services.
She enjoys a challenge and is a good problem solver, performing a fundamental role in ensuring the business runs smoothly and clients meet their objectives.
Maria has a passion for health and fitness, and enjoys spending time with her family and looking after her many pets
The Technology
We specialise in using technology to make advice engaging, transparent and precise. What you can expect is a seamless, efficient and innovative journey into making the best of your financial circumstances
The Guarantee
We guarantee the suitability of our advice and work, providing a robust compliance framework and checking process to ensure the quality of the work fits good practice and represents the best possible advice
The Experts
We have access to some of the most experienced technical experts in the industry, available to collaborate, consult and support in the delivery of our advice. By working as a team, no client need is too complicated for All Aspects Financial
The Investment Committee
At All Aspects Financial, we believe in choice and providing a holistic, whole of market approach to advice. We run an investment committee that helps monitor investments and ensure we continue to review and inform our fund choices
Let’s Talk About Your Project
Get in touch today so we can help you on the right financial path.